Hard Money Loans in California can be fairly easy to come by. With a giant market with fantastic housing prices and eager buyers, the question isn’t WHERE to find a lender but rather WHO to partner with. As a loan taker, you should have over 50 local options to choose between and that doesn’t account for the large amount of professional nationwide lenders which are more than happy to serve your leads should your project fit their business model.

Investors should be aware of the fact that some analysts, as well Zillow who works with lead generation in real estate, are predicting the housing market to cool off in the next five years. This process could be accelerated further if the Federal Reserve keeps raising interest rates too quickly. This is not something that should worry serious and well informed investors though, as there’s always profit to be made if you know your numbers and are aware of the potential risk structure going into markets such as Fix & Flip.

With that said, loan takers have the upper hand when looking for a lender to partner with in California. Down below we’ve prepared a checklist of things you should take into consideration when choosing between hard money loans in California.

• Loan Rates
• Lender fees (also known as points)
• LTV & Terms
• What is your current credit score and will the lender accept it?
• How long is the turnaround time?
• Past Lender Reviews
• Does your gut tell you that this lender feels right for a long term cooperation?

Below we’ve linked a website which could help you with finding an appropriate hard money lender in California.

Alternatively, if you click the Apply link below, you’d be sent straight to a 30 second form on our website, where we help you find a nationwide lender with low rates, fast turnaround, as well as personal and quick support.
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